Americasloan Mortgage


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Americasloan Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
FHA ELITE
FHA Streamline
Home Possible
USDA

FHA ELITE

Takes FHA borrowers to a new level with industry-leading government rates and pricing. This is the obvious choice for elite borrowers.

 

Term: 30 years   Maximum Amount: $453,100
 
  • 720+ FICO
  • $175,000 - county loan limit
  • All fixed term mortgages
  • Single family primary residences
  • Debt ratios accepted up to 55%

  • FHA Streamline

    FHA Streamline program allows you to refinance your FHA loan with no appraisal or AVM. Time is of the essence—stop the shop and use our quick closing process to secure your borrower.

     

    Term: 30 years   Maximum Amount: $453,100
     
  • 640+ FICO
  • Debt ratios accepted up to 55%
  • Up to 60 days interest allowed

  • Home Possible
    A great alternative to FHA financing for borrowers looking to purchase with a low down payment or refinance with limited equity.

    Term: 30 years   Maximum Amount: $453,100
     
    -Up to 95% LTV -First time homebuyers, move-up borrowers, and retirees -No income limits for Underserved Areas -No reserve requirements for 1-unit properties -Gift funds eligible for entire down payment

    USDA

    Rural development loans are a great option for your borrowers looking for 100% financing. Recognized as a top government lender. Count on Americasloan Mortgage to hit contract dates on USDA purchases.

    Term: 30 years   Maximum Amount: $453,100
     

     •30-year fixed rate

    •No down payment required

    •No cash reserves needed

    •Closing costs may be financed on some transactions

    •Seller contributions allowed

    •Competitively low rates



     


    Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $453,100 with closing costs of $9,062. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.